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Saturday, 1 September 2018

September 01, 2018

About University of Phoenix - Online School

About University of Phoenix - Online School
University of Phoenix - Online School
We're here because you are ready to learn.

"I'm looking for a university that will give me a solid education with real-world application."

We've found that students who are ready to learn come to University of Phoenix. They see us as an accredited academic institution that can help them gain the knowledge and skills they're looking for as they pursue opportunity.

We offer a range of undergraduate and graduate degree programs with a relevant curriculum and experienced faculty who work in the fields they teach. Students like you are looking for education that makes sense: blending academic theory with real-world, practical application.

Thousands have walked through our doors or gone online to learn and graduate. You could be next. Request more information by filling out the form to the right to find out how you can pursue your dream-through higher education.
We believe everyone deserves access to higher education.

"I've finally found an education that's tailored to my life and academic goals."

In 1976, John Sperling founded University of Phoenix so working men and women could go to college and earn their degree. What began in Phoenix, Arizona, grew to become the largest private university in North America with locations nationwide. Now, students come here for an education that is relevant to their lives, and to the world around them.

Whether you go to class online or on campus, you'll find:

    Class times that fit with your work, family and social life.
    Small class sizes for engaging discussion and interaction with your classmates and instructor.
    Faculty who combine their personal knowledge of the field with proven academic theory.
    Up-to-date curriculum that is developed in collaboration with faculty and industry experts.
    Personalized student support from a team of representatives who help you from enrollment to graduation.
    A world-class online library that is available 24/7, so you have access to scholarly research, when you want.

Gain Knowledge you can use tomorrow, not in four years.

"I'm looking for a degree program that teaches me what I need to know - not what a textbook says is important."

At University of Phoenix, you learn from a curriculum designed by experts in your field of study, whether you're earning your associate's, bachelor's, master's or doctoral degree. Our curriculum is developed in collaboration with our faculty and industry professionals to ensure that it is up-to-date and relevant. This means our programs aren't wasting your time; instead, you're gaining knowledge one day that you can use at work the next. Program availability varies by location and learning format.
There's more than one way to earn a degree. Find out what works for you.

Getting your degree requires a lot of hard work. But you can still make it work around your schedule.


"I don't have free time. I work. I have kids. I run a household. But I want my degree."

University of Phoenix exists because there are thousands of people like you who want an education, but can't afford to put life on hold for four - or more - years. Many of our students are working adults who have families and demanding schedules.

We offer classes on campus and online, so you can pursue your educational goals and still work and keep up with all of your other commitments. While widely available, not all learning formats are offered at all locations.

Everyone at University of Phoenix, your classmates, instructors and representatives, understands the sacrifices you're making to get your degree. Our learning model reflects this. We help you fit school into your life. That means you can take classes online or on campus.

It's still a lot of work, and we definitely won't say it's easy. But getting your degree is possible - if you're willing to work hard and be a little creative with your time.

Campus-Based Learning:

Go to class near your home or work

    Attend class once a week at night or on the weekend. At some campuses you can choose day classes, too.
    Meet with your learning team at least once a week.
    Complete assignments on your own, as well as with your learning team.

Online Learning:

Go to class online from anywhere you want.

    Online learning lets you "participate" in class through online forums.
    You access reading materials, lectures, questions and assignments from your instructor online, so you can study when - and where - you want.
    Build teamwork skills by collaborating online on assignments with your learning team.

Life can be complicated. Earning your degree shouldn't be.

Earning your degree one course at a time.

"My life doesn't operate on the semester schedule."

University of Phoenix offers higher education that's designed for working students - and our year-round schedule reflects this. Instead of the traditional college course load, you take one course at a time. And, you can begin your degree program almost any month of the year. It's hard enough to squeeze a degree program into your already-packed schedule, but we make it possible.
Higher Education that's more than a classroom and a textbook.

When courses are taught by professionals in your field, you know what to expect once you graduate.

Learning from Working Professionals.

"My instructor's real-world experience is something I can't get from a book."

If you're like most of our students, you have a job as well as a desire for higher education. As a working student, you'll learn to connect textbook readings and class discussion with what actually happens at work. Our faculty members hold advanced degrees and have professional experience in the fields they teach. They know just how to link conceptual course material with real-world application.

We believe putting professionals in the classroom is the best way to prepare you for the workplace.

Personalized attention means personalized learning.

Small Classes.

"I knew everyone in my class pretty well. Including my instructor."

Keeping class sizes down means that instructors are accessible, and that you're held accountable for your own academic achievement. With an average of 15 students per class, our intimate classroom setting provides you with a place to discuss new concepts, try out new ideas, develop communication skills and test your leadership abilities.

We've found this kind of active learning helps build self-confidence and teamwork - two important skills that employers look for.

Your classmates aren't your competition. They're your teammates.

Collaborative learning teams.

"When everyone does their part, we all succeed."

At University of Phoenix, our job is to help prepare you for your job.

We want you to learn. But we also want you to learn how to excel in a professional environment - which means we place a high value on teamwork and communication. To help you hone these skills, you'll collaborate on class projects in teams of three to five people. Online or on campus, working in a learning team allows you and your group members to contribute your strengths, but also receive help in areas where you're weaker. Collaborative learning creates the push-pull of both peer pressure and peer support, while also developing skills for the workplace.

The first step is always the hardest. Talk to someone who knows.

Dedicated enrollment representatives.

"I haven't taken a class in years. I have no idea where to start."

Even if you know you want to go back to school, you might not know exactly how to get started. Before you enroll at University of Phoenix, you'll speak with an enrollment representative who will talk to you about your interests and our degree programs. Your representative will also walk you through the entire application process and answer all your questions about forms, fees and everything you need to do before you get started. Your representative will put together an education plan that will help you earn your degree in a time frame that works with your life. Your representative can also provide information on transferring applicable credits, prior completed courses and professional training credits.

Nobody graduates alone.

Dedicated academic representatives.

"It's nice to know there's someone you can always call for academic support."

We know that starting a degree program can be confusing. We've done everything we can to make this process as straightforward as possible, so you can spend less time on your schedule, and more time on your work. As soon as you start class, your academic representative will contact you to provide a schedule detailing which classes you need to take and when. They'll map out your entire degree program, including the exact date of your graduation. Your representative will check in with you periodically throughout your program to make sure you're comfortably on track. Any time you have questions, you'll know exactly who to ask.

If you don't know how you'll afford to get your degree, ask someone who does.

Dedicated finance representatives.

"I have a thousand questions about how to pay for school."

There's someone who can answer them.

If you've considered going back to school, you've probably wondered how you'll afford it. Education costs money, but luckily there are a lot of ways you can get help paying for it. Your finance representative can also help you apply for various programs and services that you might not even know about. We know that our students' situations are subject to change, so throughout your University of Phoenix experience, your representative will remain on-call to answer any questions you have.
When it comes to paying for college, you have options.

Let's face it, college is expensive. But, that's no excuse for not going to school. There are a lot of ways to pay for your education - including grants, scholarships, loans, payment plans and more.

Options include:

Federal Financial Aid
We participate in many federal student aid programs, including the low-interest Stafford Student Loan, the PLUS Loan and the Pell Grant. There is no charge for processing financial aid applications. Your enrollment representative can discuss these options and walk you through the process while helping you with your application for admission.

Financing Options
We offer numerous options for financing your education. Our cash-paying plans let you pay for one course or block at a time - rather than an entire semester or year at once. Alternatively, pre-paying tuition will guarantee that your rate will not increase for the duration of your program.

While widely available, not all programs are available in all locations or in both online and on-campus formats. Please check with a University Enrollment Representative.

University of Phoenix is accredited by the Higher Learning Commission ( Since 1978, University of Phoenix has been continually accredited by the Higher Learning Commission and its predecessor. University of Phoenix obtained its most recent 10-year Reaffirmation of Accreditation in 2012–13. A comprehensive evaluation is scheduled for 2016–17, and the next Reaffirmation of Accreditation is scheduled for 2022–23. For more information about University of Phoenix accreditations and licensures, please visit

The University's central administration is located at 1625 W. Fountainhead Parkway, Tempe, AZ 85282-2371. Online Campus: 3157 E. Elwood St., Phoenix, AZ 85034. For information about University of Phoenix accreditations and licensures, please visit

© 2013 University of Phoenix, Inc. All rights reserved.

School Website: University of Phoenix - Online School

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September 01, 2018

signs you should invest in better car insurance.

 signs you should invest in better car insurance.

   1  You live in a neighborhood with high crime rates
    According to the statistic from Thai Traffic Police - only 10% of vehicle heists in Thailand are resolved. Not everyone is lucky to be the in the 10%, therefore, buy Type 1 car insurance so you can rest assured you can make a claim should your car be stolen.
  2  You started to see floods in your area
    When it comes time for the rain in Bangkok – the streets can flood and water can cause damage to your car. Be prepared for the rainy season with the best car insurance (type 1) that covers damage from natural disasters.
    It’s your child’s first day at school
    Don’t risk the lives of your beloved passengers. If you plan to drop them off every day, it’s best to upgrade your car insurance.
    You have to drive long haul often
    The more time you spend on the road, the greater the risk that you might be involved in an accident, especially if your job requires you drive long distances on a regular basis.
    You are looking to make a saving
    There are promotional campaigns from many car insurance companies that promise returns on your investment in the case of no claims. While you’re paying for car insurance - you can also think of this as a short-term saving. Once you achieve the no claims goal – you get money back. If not - your car is fully covered so there’s insurance money for damage to your car and your medical bills caused by accidents. Ask your EasyCompare customer service executive for more information.
    Even signing a studio apartment contract scares you
    So you’re not good at negotiations; why not let an insurance broker like EasyCompare take care of this for you. With car insurance of all types you can get 24 hour road assistance as an option that will provide you with ease of dealing with emotional anger from other drivers.
    Driving is not your cup of tea
    You keep getting scratches on your car, or you feel a sense of relief when someone else is taking the wheel, or other drivers honk at you often; maybe you even have nightmares about driving. Learn how to drive a car safely and buy car insurance to cover potential damages.
    Your annual mileage significantly increased
    Car insurance cost depends on your mileage – the more you drive, the more your car insurance will cost. If your mileage jumps up, check in with your insurer to make sure you still have the right level of cover and so there are no surprises if you need to make a claim.
    Your car’s price begins to drop or there’s a newer model
    Despite the mileage – the car model shows how old your vehicle is and how it will be evaluated when a car insurance company is preparing your quote. And importantly, how they’ll value your car if you need to make a claim.
    Your children borrow your car to drive
    When your children hit another milestone and they’re driving your car, make sure that they’re in good hands.

Tuesday, 28 August 2018

August 28, 2018

Why Eating Less to Lose Weight is Not the Answer

Why Eating Less to Lose Weight is Not the Answer

An estimated 45 million Americans go on a diet each year and spend over $33 billion dollars on weight loss related products.

And yet, the obesity rate in America remains high. Weight loss is a difficult process, and dieting is not a one size fits all endeavor.

Despite conventional wisdom on the matter, dieting requires more than just eating less and exercising more. Many people make the mistake of thinking that eating less food will lead to weight loss, but this simply isn’t true. The human body isn’t that simple.

In many ways, food can actually be the essential ingredient in reaching healthy and significant weight loss. If you’re trying to lose weight and struggling, read on. We’ll walk you through why eating less to lose weight is a bad idea, and healthy alternatives you can take to drop pounds instead.
What Happens When You Eat Less Food

The equation in your head is probably simple. Less food equals fewer calories, equals less weight. Right?

You can’t be blamed for following this line of logic, but this way of thinking couldn’t actually be further from the truth.

Your body is trained and engineered for survival. We all have different weight ranges that the brain attempts to keep our body at. These ranges are defined by genetics and life experiences. When your body stops receiving the expected amount of food, it can go immediately into survival mode.

This means that instead of shedding pounds, your metabolism slows and your body attempts to actually store fat in anticipation of a lack of food.

Levels of an appetite-inducing hormone called leptin decrease, causing you to feel hungrier. As you continue to eat less, your body begins to break down muscle to use for energy. This muscle loss causes metabolism to slow even more, and you burn even fewer calories as a result.

You’re actually accomplishing the opposite of what you want by attempting to lose weight via eating less. The truth is, the amount of food is typically less important than the type of food we eat.
What Foods Cause Weight Gain?

What in your diet is really worth cutting out, then? Anything with refined carbohydrates, says doctors. Sugar and processed grains make up more of our diets than we’re willing to admit, and they can be a death wish to a healthy figure and body.

Refined carbohydrates increase insulin levels in the body, and cause anabolic hormones to spike. When you eat a lot of refined carbs, insulin surges trigger your body’s fat cells to soak up calories. But if you’re eating poorly, there’s not enough calories and nutrients to provide the body with what it needs.

Your brain then recognizes this mismatch and triggers a response to slow your body’s metabolism. This will only cause you to lose weight slower and want to eat more. Very quickly you can become trapped in a vicious cycle of weight gain.

Instead of dropping carbs altogether, you should consider switching to whole grains. Try using whole wheat pasta or bread. Make your grain intake consist of more things like oatmeal, brown rice, or grits.

Having items prepared differently can also lower the intake of these bad carbs. Instead of getting your favorite items fried, try to order them baked, broiled, or steamed.

Unless you work to cut out refined carbohydrate items from your diet, your significant weight loss will be difficult.
What Foods Help With Weight Loss?

The only healthy and sure-fire way to lose weight is not to eat less, but to eat right. Simply looking at calories is a misguided way to think about dietary health– some high-fat foods like avocados, nuts, and olive oil are actually some of the healthiest things for us.

Eating a healthy mix of proteins, fats, and vegetables can make for a balanced diet. Constructing your meals in this way will help naturally bring you to the recommended carb intake rate of 20-50 grams per day. In general, eating slower and with more focus on when your body becomes full is also highly recommended.

Protein-rich foods, like meat, fish, and eggs can boost your metabolism significantly. Protein-heavy diets can also reduce cravings and food-related thoughts by up to 60%.

So just by adding protein to your diet, you can actually reduce your carb intake and your desire to snack.

Vegetables are incredibly rich in health-improving nutrients and very low in carbs, meaning you can eat massive amounts of them without going over your carbohydrate limit.

Vegetables can provide your body with all the fiber, vitamins, and nutrients it needs to function properly, and none of the fat. Focusing on a variety of vegetables of different colors can help to provide your body with different kinds of nutrients. At the end of the day, it seems your parents were right– you should eat your veggies!

Avoiding fat altogether isn’t the right way to diet. Some fats are actually important and healthy for your body to obtain, as long as you’re doing so responsibly. Small amounts of butter, for example, can actually be beneficial to the body. Olive or coconut oil, or avocados, can be healthy for your body.

It’s a bad idea to attempt to lower both carb and fat intake at the same time– it can leave you feeling miserable! Make sure you’re getting a healthy intake of fat to keep your diet going strong.
Eating Less To Lose Weight Is A Bad Idea

Many people wrongly assume that eating less to lose weight is the best way, or even the only way, to diet. This is a popular conception that needs to pass. Dieting via meal subtraction is not only effective, it’s downright dangerous.

A healthy and well-balanced diet of proteins, vegetables, and fat sources is the only way to guarantee weight loss in the long term and to stay healthy while doing so.

August 28, 2018

8 Reasons Why You’re Working Out But Not Losing Weight

8 Reasons Why You’re Working Out But Not Losing Weight

Exercise is one of the key ingredients to successful weight loss. It tones up your body and gets rid of excess fat, making it easier to achieve your body goals.

But what happens when you’re working out but not losing weight? Are you doomed to get stuck on a plateau for the rest of your life?

Learn about why you’re doing the hard work but not getting the results you want with these 8 reasons why you’re not losing weight. Take charge of your life today and see what you need to do to make the change.

1. Measure Your Body Instead of Using the Scale

One reason why you’re exercising but not losing weight has to do with if you’re measuring weight loss by what the scale says or what you notice with a tape measure. Taking measurements shows an accurate picture of weight loss and how many inches you’ve actually dropped.

If you’re using a scale, you’ll have a harder time calculating this, even when you’re losing weight. That’s because muscle weighs more than fat, making it appear like nothing changed even when you’ve put in hard work at the gym.
2. Avoid Junk Food If You’re Working out but Not Losing Weight

Junk food tastes good and satisfies a lot of cravings, but it does nothing for your body. If you’re chowing down on all your old favorites and working out, you’re still prone to weight gain.

If you’re after results with your workouts, make a point to stop eating junk food. Even if you wean yourself off it, you’ll find the weight loss you’re looking for.
3. Create a Balance of Weights and Cardio

If you’re looking for weight loss, it’s important not to choose one type of workout over the other. You’ll need an equal balance of weights and cardio for a lean look.

Weights help define and tone your body, while cardio helps shed the layers of fat you have to showcase the muscle tone. Doing weights before cardio offers the most benefit, making it easy to develop a lean, toned body quickly.
4. You’re Finding Sleep Difficult

There’s a variety of reasons why people find it difficult to sleep at night. From stress at work, illness, allergies, or even naps that last too long during the day, it’s easy for your sleep to get out of whack.

If you stay up too later or get up in the middle of the night and don’t attempt to go back to bed, it’s easy to gain weight. Proper sleep allows your body enough rest to get up and start the day, with enough energy to power through it.

If you’re noticing disruptive sleep patterns, start identifying the problems and changing them. You’ll find it easier to stick to a healthy lifestyle when you cover all your bases.
5. Cut down on Nights out Drinking

Everyone enjoys a night out. For most people, that includes eating your favorite foods and enjoying a drink or two.

Once in a while, this isn’t a big deal. But if you’re going out two times a week or more and indulging every time, consider cutting back.

Too much time out means you’ll face additional challenges in losing weight. If you stay out too late, it’s harder to wake up and begin working out.

Alcohol can affect your desire to eat at a normal time. Monitor how often you go out and call it an early night when you can to stay on track and get healthy.
6. If You’re Not Losing Weight, Eat Whole Foods

Many people think health food means items labeled as fat-free or vegan. While these can sometimes help, eating natural, whole foods is the best way to ensure weight loss.

Your body spends less time breaking down the foods, and you’ll notice greater energy throughout the day. If you’re having a tough time staying on track, consider a fitness journal to track the food you eat and your workouts.

Once you notice yourself making healthy choices, you’ll feel encouraged to keep going on your journey.
7. Fill up on Water, Not Soda

Getting thirsty throughout the day is normal. If you’re looking to quench your thirst, you reach for your favorite soft drink and reward yourself with something that keeps your cravings at bay.

Although soft drinks sound like a fun idea, it’s better to opt for a natural, calorie-free option when you need to rehydrate. Water is free in both cost and calories and offers a practical solution.

It won’t damage your teeth and goes with any meal. If you’re still not sold on the benefits of water, consider getting a filter for your house, so you can enjoy pure, store-bought quality at home whenever you want.
8. Keep Your Expectations Real

As you go through the journey to lose weight, know that it’s important to keep your expectations in line with what you want to see. Most people start to lose excess fat easily but then reach a plateau of only one or two pounds a week.

Even if you’re not noticing drastic results, it’s important to keep at your goal. Doing so keeps you healthy and allows your body to bounce back quickly after you’ve gone through a weight gain.

A healthy lifestyle is more than just weight loss, so understand that your healthy habits make a difference, even when you can’t see the results of your hard work.
Learn More

If you notice you’re working out but not losing weight, understand that the process takes time. Making small adjustments and sticking to good habits go a long way in losing weight.
August 28, 2018

How the Bathroom Scale Lies About Your Weight Loss Progress

How the Bathroom Scale Lies About Your Weight Loss Progress

Your bathroom scale is a dirty liar! No, really, if you’re trying to lose weight the scale is a helpful tool to reference, but because it only tells you what you weigh in that exact moment you’ll be welcome with nothing but constant frustration if you check it religiously.

Here are a few instances in which you should either ignore the scale during your weight loss process or just not check it at all.
1. Right After You’ve Eaten

If you check your weight on the bathroom scale right after you’ve eaten a heavy dinner don’t be surprised if it reads 5 pounds or so heavier than the last time you checked.

It’s less likely that you gained weight from that steak dinner and more likely that your blood volume has increased and the food is still sitting in your stomach and digestive system. High sodium foods like ramen noodles can cause you to retain fluid which will also contribute to the appearance of sudden weight gain.

You might retain this weight for a few hours or days but no real permanent damage will be done. Don’t let it destroy your relationship with food.
2. When You Start a New Diet or Exercise Program

When you first start a new diet or exercise program you’ll probably become tempted to constantly check the scale. You’ll see some really awesome weight loss but these numbers will inevitably slow down within a few weeks.

rapid weight loss is normal in this case because when calories from food are reduced the body gets its energy from releasing glycogen which holds water. When it’s burned for energy it burns the water, not body fat. The weight you lose will be rapid at first and then slow down substantially
3. After a Workout

If you just did a huge exercise and then stripped down to check your weight you’re going to be disappointed. Weight loss doesn’t happen overnight so anything you lose is going to be water weight from sweating.

The weight that you lost will return as soon as you cool down and rehydrate. It’s not going to stay gone, unfortunately.
4. When You’ve Just Chugged a Ton of Water

Just as you can lose weight temporarily from sweating, you can gain it from chugging a bunch of liquids.

A 16-ounce glass of water will show up as about one pound on the scale. Don’t panic if you check the bathroom scale right after you drink said glass of water. It will go away eventually.
5. Before You go to Bed

You might decide that it’s a good idea to check your weight before you go to bed to see how much you’ve gained or lost during the day. This is actually a bad idea.

Your weight will fluctuate depending on the timing of your last meal, the last thing you drank, or even how much your PJs weigh. To get an accurate idea of your actual weight, make sure to weigh at a consistent time every day while wearing the same clothes, and using the same scale. Don’t just weigh when you wake up and right before you go to bed.
6. When You have a Baby

You just gave birth to a beautiful, healthy baby. You decide to get on the bathroom to scale to see if you’ve lost any of the baby weight, and you walk away disappointed.

It’s possible for you to lose 15 pounds in a week when you factor in losing the baby, placenta, extra blood volume, and amnionic fluid. The water and baby weight might drop quickly but you also have to factor in all the weight you gained while you were pregnant.

It’s because you gain a bunch of weight throughout your pregnancy that you won’t see immediate changes. Don’t let this discourage you. Just focus on eating right, getting all the rest you need, and enjoying your new bundle of joy.
7. Anytime During Your Menstrual Cycle

During your menstrual cycle, you probably feel like you just gulped down 2 gallons of water. Women have it tough, they bloat and go through all kinds of other bodily changes.

These changes cause your weight to constantly fluctuate by up to 2 pounds on the scale. Don’t freak out. These changes to your weight tend to go as quickly as they come.
Weight and Fat are Not the Same Things

All your bathroom scale can do is measure your total body weight. What it can’t tell you is how much of that weight is muscle and how much is fat.

You would assume that any weight gain is bad and any weight loss is good, but what if all that weight gain is muscle that you’ve obtained from hitting the gym?

This also works vice versa. What if all the fat you lost was muscle? Muscle is the weight you want to gain and fat is the weight you want to lose.
The Bathroom Scale can be a Lier

You can’t trust the scale alone when you’re trying to lose weight. It can be a helpful tool that you can reference once a day but if you check it religiously you will be disappointed constantly. A number of things can factor your weight in the moment such as food, water, baby weight, your menstrual cycle, or your workout. Weight and fat are not the same things but the bathroom scale just measures your body weight in general. It’s not an accurate reading at times. Just trust yourself, and get plenty of regular diet and exercise and you’ll be fine.